4 AI tools · Fully agentic · Calendar · Vault · Free to start

Every Canadian benefit.
Federal. Provincial. Municipal.

GovGuide is your AI benefits advisor — covering all three levels of Canadian government. Business funding & grants, disability benefits, family & seniors benefits, and tax credits. Answer once, get personalized results across all four tools and 900+ programs.

$4B+
SR&ED paid annually
900+
Programs tracked
3
Levels of govt
Free
To start
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GovGuide AI Advisor
Specialist in Canadian government benefits
Hi! I see you're an Ontario-based SaaS company. Based on your profile, you likely qualify for SR&ED credits and two federal grants. Want me to run the full analysis?
Yes, and check if my co-founder can get PR at the same time
On it — running R&D Funding + Immigration Pathways simultaneously. Give me 20 seconds...
Ask about your benefits...
What You'll Get in 5 Minutes

Here's what GovGuide found for a 12-person Ontario SaaS company

Real example. Names removed. Your scan will be personalized to your situation.

💼
SR&ED Tax Credit
$47,200
Refundable ITC at 35% on $134K R&D spend
🍁
IRAP Funding
$150,000
NRC-IRAP eligible for tech innovation project
🏛️
Ontario Innovation
$50,000
Ontario Innovation Tax Credit (OITC) at 10%
Total identified: $247,200
Example only. Actual results depend on your business profile, province, and eligibility. Not financial advice.
● Live Now — Expanded

Find every dollar of business funding & grants you qualify for

SR&ED, IRAP, provincial grants, federal funding, minority entrepreneur programs — mapped to your business in 5 minutes. Most qualifying companies leave hundreds of thousands unclaimed.

SR&ED ITC refund estimate
Up to 35% of qualifying R&D spend — Canada's $4B+ annual program, most never claim it
Federal grants (IRAP, NRC, FedDev)
Industrial Research Assistance Program, National Research Council, and regional development grants
Provincial grants by province
Ontario, Quebec, BC, Alberta — every province has funding programs most businesses never find
Women, youth & minority entrepreneur grants
BDC, FedNor, CDAP digital grants, agriculture funding, non-profit program support
Documentation generator
Get a T661 prep checklist, contemporaneous project log template, and CRA-ready activity description draft
● Live Now — Expanded

Your complete immigration & newcomer roadmap

From Express Entry to your first 90 days in Canada — GovGuide maps every pathway, every benefit, and every deadline for newcomers and immigrants at any stage.

Express Entry + all 13 PNPs
Federal streams and every provincial nominee program matched to your profile with odds ranking
CRS score estimate + improvement tips
See where you stand and exactly what would boost your score before the next draw
First 90 days newcomer checklist
SIN, health card, bank account, school enrollment, OHIP — step by step, province by province
Credential recognition by profession
Doctors, engineers, teachers, trades — find the exact pathway to get your credentials recognized
Settlement services & LINC funding
Language training grants, settlement agency finder, newcomer benefits you qualify for on arrival
● Live Now

Find every disability benefit you qualify for

DTC, RDSP, CPP Disability, provincial programs, caregiver credits — answer 7 questions and discover your total annual benefit potential. Free screener, personalized results.

Disability Tax Credit (DTC) eligibility
Worth $8,576/year — most eligible Canadians never claim it. DTC also unlocks RDSP and other programs.
RDSP strategy & contribution room
RDSP provides $3,500–$4,000/year in government grants and bonds plus tax-sheltered growth
CPP Disability (CPP-D) estimate
Up to $1,538/month if your condition prevents you from working regularly
Provincial disability programs
ODSP, PWD, AISH and others matched to your province with eligibility assessment
Caregiver credits & medical deductions
Canada Caregiver Credit, medical expense deductions, home accessibility credits
● Free — No Paywall

Find every family & seniors benefit you're owed

CCB, OAS, GIS, CPP disability, caregiver credits — answer 5 questions and see your total annual benefit potential. 100% free.

Canada Child Benefit
Up to $8,157/child under 6 and $6,883/child 6–17 per year
OAS + GIS for seniors
Up to $8,500/yr if 65+ — plus Guaranteed Income Supplement
CPP disability & caregiver
CPP-D benefits plus Canada Caregiver Credit for dependents
Provincial supplements
Ontario Trillium, BC Climate Action, Alberta Child Benefit + more by province
● Free — No Paywall

Find every tax credit and deduction you're missing

Federal + provincial credits, RRSP optimization, home office, medical expenses, tuition — answer 6 questions to see what you're leaving on the table.

GST/HST credit
Quarterly payments based on income and family size
RRSP / TFSA / FHSA optimization
Contribution room strategy to maximize your refund and savings
Missed deductions finder
Home office, medical, tuition, moving, union dues — the credits most Canadians forget
Refund estimate
Your estimated federal + provincial refund based on your situation

Four expert tools.
Every benefit you're owed.

💼EXPANDED
Business Funding & Grants
SR&ED, IRAP, federal grants, provincial programs, women/minority entrepreneur funding — all mapped to your business.
For: Founders, SMBs & non-profits
EXPANDED
Disability Benefits Hub
DTC, RDSP, CPP Disability, provincial programs, child disability benefits, caregiver credits — every disability benefit mapped to your situation.
For: People with disabilities & caregivers
💰FREE
Family & Seniors Benefits
CCB, OAS, GIS, CPP disability, caregiver credits — every family and seniors benefit mapped to your household.
For: Families, seniors & caregivers
🧾FREE
Everyday Tax Credits
GST/HST credit, RRSP optimization, missed deductions, home office, medical — find every credit you're leaving on the table.
For: All Canadians
Trusted by Canadian businesses and families
★★★★★

"Found $38K in SR&ED credits we had no idea about. The grant application paid for itself 200x over."

Sarah M. — SaaS Founder, Toronto
★★★★★

"CRS estimate was within 5 points of my actual score. Saved me $500 on an immigration consultant."

Priya K. — Engineer, Vancouver
★★★★★

"Found out we were missing $4,200/yr in benefits. Ontario Trillium and a childcare subsidy — two years on the table."

David & Lisa R. — Ottawa
💰 Your Total Benefits Identified
CA$0 across all tools
Run a tool below to start building your benefits total
Business & Grants
Immigration
Family & Seniors
Tax Credits

Upcoming deadlines that affect you

Benefit of the Week
Canada Workers Benefit (CWB)
One of Canada's most underused credits — low-to-moderate income workers and families may qualify for up to $2,461/year. Most eligible Canadians never claim it because they don't know it exists.
$2,461
max annual value

Got a letter from CRA?
Don't panic.

Paste any CRA letter and GovGuide instantly explains what it means, whether you need to respond, what to say, and generates a draft response. Plain English. No accountant required.

📮 Paste your CRA letter below
Copy and paste the text of your CRA notice or letter. GovGuide will explain it and tell you exactly what to do.
Free Resources

Free Canadian Benefits Guides

Plain-English breakdowns of every major government benefit, updated for 2026.

SR&ED Tax Credit Guide

Claim up to 35% of R&D expenses back — Canada's $4B+ annual program

Canada Child Benefit Calculator

Calculate your CCB for 2026 — up to $8,157/yr per child

CPP Disability Benefits 2026

How to apply, eligibility, and maximum $1,606/mo amounts

Old Age Security (OAS) 2026

Rates, eligibility, GIS supplement — up to $1,086/mo tax-free

Disability Tax Credit (DTC)

How to qualify, apply, and claim retroactively up to 10 years

GST/HST Credit 2026

Quarterly payments up to $533/yr single, $700/yr couple

Canada Workers Benefit

Up to $2,739/yr for low-income workers and families

Employment Insurance (EI)

How to apply, eligibility, and max $695/week benefits

RRSP vs TFSA vs FHSA

Which savings account should you use in 2026?

Provincial Disability Assistance

ODSP, BC PWD, AISH and more — by province

✍️ AI Grant Application Writer

Found $247K in grants?
We'll write the application for you.

Claude writes your complete grant narrative — executive summary, project description, budget justification, expected outcomes. Submission-ready in minutes.

Single Grant
$149 one-time

One complete grant application draft. 1,500–2,000 words, submission-ready.

  • Executive summary
  • Project description
  • Budget justification
  • Download as document
Most Popular
SR&ED Package
$299 one-time

Complete SR&ED claim package. T661 + full 7-section narrative + accountant match.

  • T661 form preparation
  • Full 7-section narrative
  • SR&ED accountant match
  • Audit Risk Scorer
  • CRA audit support guide
3-Grant Bundle
$499 one-time

Three complete grant applications. Best value for businesses applying to multiple programs.

  • 3 grant applications
  • Mix any grant types
  • Save $48 vs. individual
  • Priority support
New
CRA Appeal Letter
$79 per letter

Denied a benefit? Paste your CRA letter — AI drafts a professional appeal with policy references.

New
DTC Eligibility Report
$29 one-time

DTC eligibility analysis, T2201 prep guidance, estimated annual value ($8,576+), and next steps checklist.

AI writing service · Not a consulting firm · Users verify details before submission

Disability Benefits Hub

Living with a disability?
Find every benefit you're entitled to.

The Disability Tax Credit alone is worth $8,576/year — and most eligible Canadians never claim it. Our AI scans federal, provincial, and municipal programs to find every dollar.

DTC Eligibility Report
$29 one-time

Comprehensive DTC eligibility analysis with Form T2201 Part A preparation guidance and estimated annual value.

  • DTC eligibility analysis
  • T2201 preparation guidance
  • Estimated annual value
  • Next steps checklist
Most Popular
Complete Disability Package
$149 one-time

Complete disability benefits analysis including DTC, RDSP strategy, CPP-D assessment, and provincial program matching.

  • Full DTC analysis + T2201 prep
  • RDSP optimization strategy
  • CPP-D assessment
  • Provincial programs matched
  • Caregiver credits identified
  • Medical expense optimization
Disability Benefits Bundle
$249 one-time

Everything in Complete plus annual recertification reminders, RDSP contribution planning, and 12-month benefits monitoring.

  • Everything in Complete
  • Annual recertification reminders
  • RDSP contribution planning
  • 12-month benefits monitoring
  • Priority support

AI-powered benefits information service · Not medical or legal advice · DTC applications require a medical practitioner's certification on Form T2201 Part B · Consult a qualified professional for complex situations

🧾 AI Tax Optimization Report

Leaving money on the table?
AI finds every credit you're missing.

Personalized tax reports with exact dollar amounts, step-by-step claiming instructions, and T1 adjustment requests to recover credits from prior years.

Tax Credit Report
$29 one-time

Every credit you qualify for with exact dollar amounts and how to claim each one.

  • All federal credits
  • Provincial credits
  • Dollar amounts estimated
  • Step-by-step instructions
Best Value
T1 Adjustment Request
$49 one-time

Missed credits in prior years? AI drafts a formal T1 adjustment request to recover your money.

  • Prior-year credit scan
  • CRA-ready T1-ADJ draft
  • Supporting documentation
  • Filing instructions
  • Up to 10 years back
Tax Season Bundle
$69 one-time

Complete tax optimization: credit report + T1 adjustment + RRSP contribution strategy.

  • Full Tax Credit Report
  • T1 Adjustment Request
  • RRSP/TFSA strategy
  • Save $9 vs. individual

AI tax information service · Not tax advice · Not a substitute for a CPA or tax professional · Users verify all details before filing

What Canadians Are Saying

Trusted by Business Owners Across Canada

★★★★★

I had no idea we qualified for SR&ED. The scan found $38K in potential credits for our SaaS company. The grant application paid for itself 200x over.

Sarah M.
SaaS Founder, Toronto ON
★★★★★

Used the immigration tool to map out my Express Entry pathway. CRS estimate was within 5 points of my actual score. Saved me $500 on a consultant.

Priya K.
Software Engineer, Vancouver BC
★★★★★

Found out we were missing the Ontario Trillium Benefit and a childcare subsidy. That's $4,200/yr we'd been leaving on the table for two years.

David & Lisa R.
Young Family, Ottawa ON
★★★★★

My accountant missed the DTC and the WITB. GovGuide caught both. The tax credit tool alone is worth bookmarking permanently.

James T.
Freelance Contractor, Calgary AB
🍁 Free Download

Get the Complete Canadian Benefits Checklist

23 programs you may qualify for in 2026 — CCB, OAS, CPP-D, SR&ED, GIS, CWB, FHSA and more. With amounts, eligibility, and exactly what to do next.

Enter your email and we'll send it instantly. Free.

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My Profile
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Business (if applicable)

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Immigration Background

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Language Level (English/French)

Household

Marital Status
Children
GovGuide AI Advisor
R&D · Immigration · Family Benefits · Tax Credits
Online
Running Full Benefits Scan
Analyzing your profile across all 4 AI tools...
💼
R&D & Business Funding
Waiting
🍁
Immigration & Newcomer Guide
Waiting
Disability Benefits Hub
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💰
Family & Seniors Benefits
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🧾
Everyday Tax Credits
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Application Assistant
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🗄️ Document Vault

Upload your tax documents, immigration files, or benefit letters. GovGuide reads them, updates your profile automatically, and re-runs relevant tools. Your documents are stored locally in your browser.

📄
Drop files here or click to upload
T4, NOA, immigration docs, benefit letters, paystubs (PDF, JPG, PNG)
🔓 Vault Premium — CA$4.99/mo
Free: 5 documents. Premium: unlimited storage + smart OCR extraction + auto-fill your profile from NOAs, T4s, and immigration docs.